I’ve been an accountant for 21 years. During my career, I’ve paid meticulous attention to details that others often overlook. 

When I added “life insurance agent” to my resume, I decided to apply that same attention to detail in constructing what many consider to be the simplest of insurance products imaginable: term life.

As it turns out, it paid off! Most term life ladder policy structures cost about half of what people pay for a standard 30 year term policy.

I make less in commissions, but I’m okay with that because it’s a superior strategy that saves policyholders money and provides the coverage they need.